Written by Sharon Carlyle

Updated on August 10, 2023

Bank Transfer Casinos

Using a bank transfer casino has always been easy and convenient, but there was a long period of time when it was also viewed as unreasonably long, mostly due to the transaction processes of traditional banks. Now, with the advent of the instant bank transfer casino UK, this no longer holds true and making a deposit or cash out using this method has become as fast as it is simple. Highly secure and requiring only your banking details, it’s easy to see why this payment option is popular amongst the Brits! In this guide we’ll help you understand how casinos that accept bank transfers work, the different types available to UK players and which sites offer the best and fastest service.

Best Bank Transfer Casinos UK 2023 

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T&C's apply +18. First deposit only. Min deposit & spend £10. 30 spins on Book of Dead at 10p per spin. Spins credited upon spend of £10. Full T&Cs apply.
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T&C's apply Sahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry. Please gamble responsibly • BeGambleAware.org • T&Cs apply
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T&C's apply 18+. New players only, min deposit £10. Offer valid for 24 hrs, no wagering requirement. Read full T&Cs.
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T&C's apply Min. deposit: £20. Max. bonus: £25. Offer valid on first deposit and only applies to new players. 25 free spins on Starburst (min £20). Winnings won with games that require deposit, have to be wagered 35x. Bonuses that require deposit, have to be wagered 35x. Other T&Cs apply.
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T&C's apply 18+. New players only. Min deposit £20. Max Bonus £25. 25 spins on Starburst. Spins expire after 24 hours. Wagering requirements 35x. Full terms and conditions apply.
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T&C's apply 18+. First deposit only. 80 Free Spins on Book of Dead slot. Free Spin valued at £0.10. OJO’s Rewards and Game Play policy applies.
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T&C's apply Automatically credited upon deposit. Cancellation can be requested. First Deposit Only. Max. Bonus £50. Maximum amount of Free Spins is 50. Game: Book of Dead, Spin Value: £0.10. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min £0.10) of the free spin winnings and bonus amount or £5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonuses do not prevent withdrawing deposit balance. Bonus Policy applies.
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T&C's apply 18+. New Players only. Bonus spread over 1st 4 deposits. Spins applied in batches of 50 on the 2nd, 3rd, and 4th deposit. 1st: 100%. Min deposit £10. Max bonus £50. 2nd, 3rd and 4th min deposit £20. 35x wager on bonus and spins. Spins credited on Starburst and expire after 24h. T&X apply. BeGambleAware.
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T&C's apply 18+. New customers only. Must be residents of the UK/IE. Sign up using the promo code ‘casino75’ and make a minimum deposit of £25. You must wager a minimum £25 on slots in the promotional period and within 24 hours of sign up. The free spins are available once. 50 free spins will be credited upon qualifying. The following day 25 free spins will be credited. Free spins are only available on Bonanza and have a total value of £15. Other T&Cs apply.
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T&C's apply Welcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £20 | No max cash out | Wagering is 35x bonus | Maximum bet with an active bonus is £5 | Eligibility is restricted for suspected abuse | Cashback is cash with no restrictions | Skrill & Neteller deposits excluded | Cashback applies to deposits where no bonus is included | T&C's apply.
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T&C's apply New Players only. 18+. Min £10 Max Bonus £25 & 25 Spins. 35x Wagering applies. Valid until further notice. BeGambleAware.org.
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T&C's apply New Players only. 18+. Min £20 Max Bonus 200 Free Spins. No Wager. Valid until further notice. Further bonus conditions on the website.
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T&C's apply Automatically credited upon deposit. Cancellation can be requested. First Deposit Only. Max. Bonus 100€. Maximum amount of Free Spins is 50. Game: Book of Dead, Spin Value: 0.10€. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min 0.10€) of the free spin winnings and bonus amount or 5€ (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. *Games are subject to availability.
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T&C's apply Terms and Conditions Apply. New players only. 18+. Min.deposit: £20. Spins available for: Book of Dead. Wagering requirements apply: 35x. Offer valid for 24hr. Further bonus conditions on the website.
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T&C's apply New depositing players only. Min.1st deposit £10. Min. 2nd and 3rd deposits £20. Max. bonus varies per deposit (see below). Bonuses are issued as follows: first deposit is 50% bonus up to £50 + 20 Spins on Starburst; second one is 50 % Bonus up to £75 + 40 on Book of Dead; third deposit brings 50 % Bonus up to £75 + 40 on Legacy of Dead. Bonuses that require deposit, have to be wagered 35x. This offer is available to players residing in United Kingdom only. Further bonus conditions on the website.
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T&C's apply New depositing players only. Min. deposit £10. Max. bonus varies per deposit (see below). Welcome package includes 3 deposit bonuses and spins as follows: 20 spins on Book of Dead & 100% match-up bonus upon first deposit (min £10). Another 40 spins on Fire Joker are given upon deposit on the second day after the first deposit (min £20), an additional 40 spins on 9 Masks of Fire are given upon deposit on the third day (min £20). Winnings won with spins that require deposit, have to be wagered 35x. Bonuses that require deposit, have to be wagered 35x. This offer is available to players residing in United Kingdom only. Further bonus conditions on the website.
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Using a bank transfer casino has always been easy and convenient, but there was a long period of time when it was also viewed as unreasonably long, mostly due to the transaction processes of traditional banks. 

Now, with the advent of the instant bank transfer casino UK, this no longer holds true and making a deposit or cash out using this method has become as fast as it is simple. Highly secure and requiring only your banking details, it’s easy to see why this payment option is popular amongst the Brits! 

In this guide we’ll help you understand how casinos that accept bank transfers work, the different types available to UK players and which sites offer the best and fastest service.  

To reach our scores, we’ve used a set of criteria that are based on facts that are important to players. These include casino bonuses, security and licensing, games and more. Each bank transfer casino listed below has received the PlatinPlay seal of approval across all counts. 

About Bank Transfer Casinos 

What is a bank transfer casino? At its very basic, a bank transfer refers to any transfer of funds that takes place electronically. Thus, you may find a number of different alternative names used, from wire transfer to bank wire, credit transfer or bank transfer. These all essentially mean the same thing. A bank transfer casino UK refers to any gambling site with a UK Gambling Commission (UKGC) license that accepts this kind of payment method. 

But don’t such transfers take long to process, we hear you ask? This used to be the case indeed when bank transfers could only be done in the traditional way, i.e., by keying in your banking details directly at your chosen site and waiting for your bank and casino to process your request. This typically meant a waiting period of up to five business days. 

Then the Fintech phenomenon happened, giving rise to numerous instant bank transfer casino services that act as a middleman between the casino and your bank, so that money is taken directly from your bank account without any of the actual banking information being exchanged. The arrival of these spelt the end of the chapter for long drawn-out banking transactions. Instant UK bank transfer casinos have grown fast in popularity in the past few years, both thanks to the high level of security and the speed of transactions.  

Different types of Bank Transfers  

While you will find many different types of bank transfer casinos, these all operate pretty much on the same lines and the steps towards completing payment or cashout are extremely simple. The one thing that may vary will be the fees and the transaction processing times. 

Bank transfers – This is a catch-all phrase for a number of processes that can be initiated through various methods, including online banking, wire transfers, and automated clearing house (ACH) transactions, with varying processing times and fees depending on the type of transfer and institutions involved. 

Instant bank transfers – These financial transactions allow for the immediate transfer of funds between a bank account and a merchant (in this case the casino) through digital means. These transactions bypass traditional clearing times, offering quick, seamless fund transfers that can be accessed and initiated 24/7.  

Direct bank transfers – These refer to the more traditional money transfer methods that go directly via the bank itself, without the use of a middleman. You can affect a direct bank transfer to your chosen casino via your online banking system. The transfer can take several business days to complete, depending on the banks' processing times and regulations. 

Wire bank transfers – These are usually done using a third party, non-bank provider such as Western Union. Although this method will complete the transaction in 24 hours, you will be required to pay processing fees. 

Bank Transfer Casinos Pros and Cons 

Still not quite sure whether a bank transfer casino UK is the best choice for you? Deciding which casino payment method to use is an important decision – You don’t want to have to go through the whole payment selection formalities a second time because you find out that an online casino bank transfer isn’t quite as convenient as you first thought.  

To make your decision process easier, in the below section our experts have put together a list of advantages and disadvantages to using bank transfer casinos. 

Bank Transfer Casinos Pros  

  • Very easy to use – All you need to know is your IBAN number and you’re good to roll. 
  • Accepted at most UK casinos – This is a very common online casino deposit method, so you’ll be able to use it at most of the casino sites you play at. 
  • High level of security – Both banks and middlemen are known for using cutting-edge technology to ensure the safety of your money and data. 
  • High limits – This direct bank transfer method appeals to high-rollers as the maximums tend to run into £1,000s. 

Bank Transfer Casinos Cons 

  • Processing times vary – If you opt for an instant bank transfer casino, then the money will appear in your account instantly, but other types of bank transfers are subject to longer periods. 
  • Fees may be applied, depending on which method you choose – Although middlemen companies like Trustly don’t charge fees to the individual user, if you opt for a direct bank transfer your bank is likely to put a percentage or a fixed charge on the transfer.  

How We Review a Bank Transfer Casino 

Being such a popular method, you’re likely to find 100s of UKGC licensed casinos that accept bank transfers. Which, of course, can make it difficult to choose THE ONE.  

This guide was created by our experts precisely to solve the issue, first of all by recommending a list of casino sites that have already been vetted and given the seal of approval by PlatinPlay, which is a guarantee in itself. Our list includes the best instant bank transfer casinos in the UK, as we know this is what most players search for. 

However, we’re going beyond that as we also want to equip you with the tools to be able to review bank transfer casinos yourself, so as to be able to make your own decisions when you encounter a new site but you’re not sure if it’s safe to deposit money.  

If you follow our experts’ list of criteria, you’re sure to be in safe hands. When reviewing a bank transfer casino in the UK, we score all those elements that we know are very important to players and that can make or break your online gambling experience. Let’s take a quick look at what these are: 

Safety and licensing – It’s important to check that a casino is licensed, to ensure your rights are legally protected. Some quick online research can also reveal facts about the site’s reputation, responsible gambling tools and other security measures. 

Payment options – Even though in this case we’re looking for an online casino bank transfer facility, we like to see that the site offers other reputable options. This is because by partnering up with big brand names like VISA, Neteller and others, it’s signalling a high degree of respect in the industry. 

Bonus offers – UK players nowadays expect a generous casino sign up bonus to welcome them, especially if it's a new casino. We look for deposit matches, bonus free spins, and more types. However, you should also make it a point to check the terms and conditions: wagering requirements shouldn’t be higher than 50x, and you should be given enough time to fulfil them.  

Games library – You’re there to play games, after all, so the best casino sites requires a good choice of popular casino gaming software providers, so you can find all the most popular and newest games. We usually look for a choice of at least 10 providers to ensure that boredom doesn’t become an issue. Apart from slots, it’s also good to see table games, scratchies, bingo and live dealer tables. 

Mobile app or responsiveness – We all love playing on the go, so we fully expect a good bank transfer casino UK to be 100% accessible on any mobile device we use, whether on iOS or Android.  

Overall experience – A good online casino needs to give you a good vibe, it’s simple. If the games lobby is confusing, or makes it difficult to find your favourite games, then it’s a no go. Fast and efficient customer support, preferably via 24/7 live chat, is also expected. These are all elements that help us decide whether a bank transfer casino is getting a good review or not.  

How to Deposit Using Bank Transfer 

Once you have found the right site for you, it’s time to start your real money wagering experience. An online casino bank transfer deposit is very easy to make, and you’ll find a general step-by-step explanation to guide you below: 

  1. Visit the cashier section, click ‘deposit’ and choose ‘bank transfer’ from the options 
  1. Key in your bank details – you may be asked to log in to your online banking 
  1. Put in the amount you want to deposit 
  1. Confirm the transaction 

The above is the direct bank transfer method, which tends to be slower than the instant version. If you prefer an instant bank transfer casino, when you visit the cashier section you can choose an option like Trustly, which will still transfer money from your bank account but will bypass bank formalities. 

How to Withdraw Using Bank Transfer 

Casinos that accept bank transfer deposits is something all bank transfer casino players love to see. The process is very similar to the above, here’s all you need to do: 

  1. Visit the cashier section, click on ‘withdrawals’ and choose ‘bank transfer’ 
  1. Key in your bank details, including log-in information of IBAN 
  1. Put in the amount you wish to withdraw 
  1. Confirm the transaction 

Much like with deposits, a direct bank transfer withdrawal can take up to five business days to complete. However, if you pick an instant bank transfer casino payment option you can bypass all the waiting time and see the money appear in your account almost instantly. 

Bank Transfer Casinos Fees, Limits and Withdrawal Times 

This very much depends on which type of bank transfer you’re opting for. A direct bank transfer comes with fees, limits and transaction periods that depend both on the casino and on your own choice of bank. Many banks will attach a fee to such transfers – it can be as little as £5 or £10, or it can be a percentage, so it’s always best to check your own bank policy.  

Limits will be found on the casino terms and conditions page, however, these are also subject to bank limits themselves. So, for example, if a casino accepts deposits up to £10,000 but your bank limits such transactions to £5,000, your bank’s limit will apply. Transactions done directly with your bank typically take anything between three to five business dates to conclude. 

If you opt for an instant bank transfer casino, you will not need to pay any fees to the middleman and transaction periods are instant. However, you will still need to check with the specific casino and your bank about individual limits. 

Bank Transfer Casinos Safety and Security  

Using an online casino bank transfer is one of the safest payment methods you can opt for.  

Taking a look at the payment method itself, both banks and other financial services providers like Trustly are renowned for extremely high level of security.  

They all operate within stringent financial licenses that are backed by tough legislation. Violating any of these requirements would lead to a licence suspension, so such organisations are very highly invested in going over and above the call of duty in terms of safety and security.  

Of course, it’s also important to check the safety and security measures of your chosen bank transfer casino itself. If you’re using one of the sites recommended on this guide, they are all licensed by the UKGC at a minimum and we’ve also made sure that they’re properly audited and that they use highest-grade encryption. In short, you can put down a deposit at any of them with peace of mind. 

Why use bank transfers at an online casino? 

Still on the fence about this casino payment method? In reality, direct bank transfers are declining in popularity among British players – however, instant bank transfer casinos are understandably going strong. If you’d like to use this as your preferred payment method, this last option is likely to suit you better as you’ll cut down on fees and transaction period. 

We’re not going to lie. We also prefer instant bank transfer casinos for the simple reason that we’re not divulging any of our banking details to the casino. From a security perspective, this scenario is difficult to beat. 

If we add the fact that instant bank casinos won’t charge any fees for the transfer, then it’s a win-win scenario.  

Bank Transfer Casinos Alternatives 

Neteller casinos: If you’re looking for an efficient and simple way to deposit money at an online casino, an E-wallet like Neteller or Skrill may work best for you. The advantages include instant transactions, strong security measures, and wide acceptance. Moreover, you won’t need to share sensitive bank details. 

VISA casinos: Debit cards like VISA and MasterCard are widely accepted at UK online casinos. They offer a very straightforward transaction process and strong security measures, working in much the same way as bank transfers. However, transaction periods are long. 

Apple Pay casinos: This is a digital wallet service available only on iOS devices like iPhones. If you use Android, then you can use the counterpart which is GooglePay. Apple Pay casinos offer the convenience of quick, touchless transactions, enhanced security through tokenization and biometric authentication, and the ability to manage transactions without revealing personal card details to the casino. 

Payment Methods Similar to Bank Transfer

ApplePay logo

Apple Pay

An Apple Pay casino allows you to make a deposit and start playing for real money at an online casino with a few quick taps.

Best Apple Pay Casinos
Neteller logo

Neteller Casinos

Neteller has been a highly popular payment method at UK online casinos for making deposits and withdrawals for several years.

Best Neteller Casinos
Visa logo

Visa Casinos

Within the UK online casino industry, Visa is one of the most popular methods used to deposit and withdraw funds thanks to its widespread acceptance, strong security measures, and ease of use.

Best Visa Casinos

Bank Transfer Casinos FAQs

Find out the most frequently asked questions about bank transfers at online casinos.

Many UK casinos accept payment by bank transfer, but not all of them maintain the same high standards. On this guide you will find PlatinPlay experts’ list of best bank transfer casinos, which have all been reviewed according to our stringent criteria. These sites have all scored highest in terms of security, overall experience and other important features like bonuses and game selection.

Yes, many sites that accept bank transfer deposits will also allow you to withdraw using the same method. The time it takes for the money to reach your account can vary depending on the specific policies of the casino and your bank.

Yes, bank transfer casinos are generally safe as they employ robust security measures including encryption protocols. Nevertheless, it’s important to make sure the casino is licensed by a reputable body such as the UK Gambling Commission to guarantee its legitimacy and security standards.

Bank transfer transactions can take anywhere from 2 to 5 business days, depending on the processing times of your bank and the casino. However, instant bank transfers live up to their name and are processed in seconds.

To transfer money from an online casino to your bank account, navigate to the ‘withdrawal’ or ‘cash out’ section in your casino account and select bank transfer as your withdrawal method. Enter the amount to be transferred and provide your bank details as required.

Instant bank transfer withdrawal is a service offered by some casinos that uses a middleman such as Trustly to allow you to transfer your winnings from the casino to your bank account instantly, bypassing the usual processing times associated with traditional bank transfers. Such methods are considered highly secure.

Yes, fees can be associated with depositing and withdrawing via bank transfer, but they vary depending on the financial institution and the online platform involved. We recommend that you check the specific fee structures of both your bank and the online platform before proceeding with a transaction. Instant bank transfers, on the other hand, usually don’t carry fees.