Best Online Casinos that Accept Debit Card
Looking for online casinos that accept debit card? You’re in the right place as our experts have rigorously tested UK online casinos so as to find the best selection for you. Just follow the links on the below list to start playing at the best debit card casinos now.
What is a Debit Card?
You may be wondering what makes debit card casinos so popular in the UK. The shortest answer is that, since the UK Gambling Commission banned credit card payments at online casinos back in April 2020, players can no longer use their credit card at licensed British online casinos.
The measure was taken so as to protect players from gambling with money they couldn’t pay back. This is why you won’t find credit cards among the listed preferred casino payment methods recommended by PlatinPlay. In fact, we advise British players to steer clear of any casinos that offer the option, as these aren’t operating under a UK license, which means that your rights won’t be protected at law.
Happily, you won’t find any difficulty finding a trusted online casino that accepts debit card. But what’s the difference between a credit and a debit card? Although many use the term interchangeably, in reality there’s quite a huge distinction between the two. Without boring you with too many banking terms, when you use a credit card you’re essentially borrowing that money from the bank, and you’ll need to repay a minimum monthly sum. Interest is charged if you don’t repay the entire sum within the first month. In short, a credit card is like a loan facility.
A casino debit card works differently. The card is linked to your savings and current account and, when you use it to make a casino deposit, you’re literally taking the money from your own account. If there isn’t enough money, the payment won’t go through. This means that this isn’t a loan you’re taking from the bank, but your own actual money, and you cannot ever spend money that you don’t have. Think of it as a digital cheque book.
So which debit cards can you use to play at popular UK gambling sites? You’ll find that the major brands like Mastercard, VISA and Maestro are all accepted at the best debit card casinos.
Debit Card Pros and Cons
So should you play at online casinos that accept debit cards? As with everything else, this casino payment method comes with its cons and pros. If you’re still uncertain whether this is the right choice for you, the below list will help you make an informed decision.
| Pros | Cons |
|---|---|
| Debit cards are accepted by the vast majority of UK licensed casinos. | Withdrawals can take up to 3 days to do banking processes. |
| Deposits go through instantly. | You will be sharing your gambling activity with your bank provider. |
| Any fees are absorbed by the debit card casino itself. | |
| It offers one of the most secure payment methods available. |
How to Pick a Debit Card Casino
Of course, there are many online casinos that accept debit cards, but they’re not all equally stellar. What should you look for when picking your next site? Our experts use a very precise scoring process to come up with our ratings, and you can also use the same method to help you make your choice.
Below, we take an in-depth look at all the criteria that are important when it comes to ensuring an excellent gambling experience.
Bonuses
Let’s be honest, casino bonuses are one of the biggest perks of playing at online gambling sites. Nowadays, every UK casino worth its salt will offer a generous sign-up package, together with on-going promotions to keep you loyal. Our experts look for 100% match deposits, typically starting at a minimum of €150, and it’s even better if there are bonus spins tacked on.
Before deciding whether this is a good bonus, it’s always important to check the terms and conditions, in particular those related to wagering requirements (WR). This refers to the number of times you’ll need to wager your bonus money before cashing out, and the best debit card casinos tend to range WRs of between 30x and 55x.
Licensing & Security
No license, no party is our motto. If a debit card online casino has no UKGC license, then we certainly won’t recommend it. This license is what keeps British players’ interest safe as it obliges real money casinos to offer a safe gambling environment with responsible gambling tools, besides ensuring that its games are independently audited for fairness and that the platform is secure from attacks, using SSL encryption.
Games & Software
We always look for debit card casinos with the biggest games libraries, with titles from renowned software providers. We like to see at least 500+ game options that include a good variety of online slots, table games and live casino. It’s also important to see that big names like NetEnt, Pragmatic Play, IGT and others are present, so as to make sure you can play fan favourite titles.
Mobile Casino
The vast majority of UK gamblers nowadays prefer to use their mobile device, so mobile responsiveness is not an option any longer. Apps remain as popular as ever, with the bigger brands designing award-winning apps that allow you to sign in with Touch ID or facial recognition.
However, if a site doesn’t have an app it doesn’t mean that you should discount it. Nowadays, most debit card online casinos are designed using HTML5 technology, which means that the games will adapt to the size of the screen you’re using. Simply log in via the normal mobile browser, and you’ll be able to access all your favourite games as per normal.
User Experience
No-one wants to waste their time with an annoying platform. You know the ones, with no games filter to make you hunt through an entire screenful before finding what you want? Or those where the T&Cs are hidden under some obscure link?
Our experts take a good, hard look at the usability of the site before deciding that it deserves the title of best debit card online casino. And you should do the same.
Customer Support
Issues will always crop up, no matter how excellent your chosen site happens to be. When scoring online casinos with debit card we look for 24/7 live chat customer support, because no-one wants to hang around for an email nowadays. We like to see fast responses that close the issue in 30 minutes or less.
We also like a site that offers an efficient help centre or FAQs structure that will answer our common questions without us needed to speak to anybody.
Payout Times
We’re not gonna lie, an online casino debit card withdrawal is definitely not the speediest option you’re going to find. Traditional banking processes are notoriously finicky, which is why this is a super-secure method. Unfortunately, this also means that cashouts using this method can take anything between three to five days.
What we look for in this case are fast payout casinos that don’t have overly lengthy transaction pending periods. The best debit card casinos are those that clear the transaction within 48 hours, as this makes it more likely that you’ll receive your money within three days, rather than five.
Fees & Limits
The best debit card casino sites will certainly not charge a fee when you make a deposit using your card. The majority of sites will also allow you to cash out at least a few times a month without charging any fees, although some of them may charge a small percentage after a number of times. This is because the bank itself charges fees for such transfers. We prefer casinos that absorb the charge 100% or who keep their cashout fees under 5%.
How to Deposit using Debit Card
Online casinos accepting debit cards are very simple to use and the whole process will only take a minute. Here’s a step-by-step guide to what you should expect.
- Step 1: Follow the links from this page to your chosen casino Fill in the registration form by providing a few personal details. Make sure these match those on your debit card.
- Step 2: Navigate to the cashier section. Click on deposit and choose your preferred debit banking card.
- Step 3: Key in your card information. You may receive a notification request by the bank on your phone, so make sure you verify it.
- Step 4: Enter the amount you’d like to deposit. If you want to pick up the welcome bonus, make sure you meet the minimum requirement.
- Step 5: Confirm the payment. The deposit will go through instantly and you can start playing your favourite games.
How to Withdraw using Debit Card
- Step 1: Navigate to the cashier section. From here, click on ‘withdrawals’.
- Step 2: Choose your debit card from the drop down menu. You data will still be saved from when you made your deposit.
- Step 3: Key in the amount you’d like to withdraw. Make sure you have enough funds and that there are no pending playthrough requirements.
- Step 4: Wait for the payment to reach your account. In most cases, this will take between three and five days.
Debit Card Fees, Limits and Withdrawal Times
One of the biggest advantages to using the top debit card casinos is that they tend to come with very generous transaction limits. Low-rollers tend to favour them because the minimum deposits required start as low as £5, which means that you don’t need to commit too much of your money to start playing.
However, they’re also extremely well-suited to high-rollers, as the maximum deposit limits tend to be higher than those for other payment methods like e-wallets, sometimes running over £10,000. This is because this is one of the most secure banking transactions you can carry out at a gambling site, so casinos aren’t scared of upping the limit.
The same applies to withdrawals, with the majority of our recommended debit card casinos allowing minimum withdrawals of £10 to £20, and the maximum cashouts available at the site when using this method.
An online casino debit card withdrawal tends to take longer than cashing out using an e-wallet. This is because the traditional banking process remains a lengthy one, with casinos being asked to satisfy various formalities before the withdrawal is finalised. Always expect to wait between three to five working days until your account is credited.
Finally, our best debit card casinos will not charging you any fees for depositing or withdrawing with this method. This is because the operator itself will absorb the bank’s service charge in most cases. However, make sure you read the terms and conditions thoroughly because some sites may ask you to pay a small percentage when you’re cashing out.
Debit Card Safety and Security
Online casinos that accept debit card are known to be extremely secure. This is because traditional banking providers will not partner up with a platform that doesn’t reach their required security standards. So how is safety and security ensured?
When making an online payment using your debit card you’ll be using the latest encryption technology to protect your financial and personal data from being hacked.
Even should your card be lost or stolen, when you make a casino deposit, you’ll be sent a unique code on your device to confirm the transaction. This means that strangers will still be unable to conclude the transaction. Worth noting is that banks offer 24 hour support to freeze lost cards and transactions will be stopped immediately.
Moreover, if you use your mobile to make the payment you will need to use facial or touch recognition or at least your mobile phone password, depending on your device. All these elements combine to make online casinos that accept debit card among the most secure options.
Why use Debit Cards at an Online Casino?
British players like debit card casinos because they are very easy to find and very convenient to use. Most UK gamblers nowadays own a VISA or MasterCard, which means that all you need to do is link your existing card to the casino account and you’re good to go. There’s no need to set up new payment accounts, as you’d need to do with some e-wallets, for example.
Moreover, the process to use them is very fast as you only need to key in your card details once. Add the high security this banking option is known for and it’s easy to see why you should use a debit card at an online casino.
Debit Card Casinos Alternatives
Okay, so maybe the best debit card casinos aren’t for you and you prefer to use a different payment option. Our experts have gathered three alternative methods that are all popular with UK players.
Neteller – This payment option allows you to make deposits without disclosing your banking information to the casino, adding an extra layer of protection to your funds. Moreover, your bank will also remain unaware of your gambling activities, making it a super discreet payment option.
Payforit – This is an excellent option for those who want to make sure they don’t go over their spending limit. Your casino deposit is added to your monthly mobile payment bill or deducted from your pay as you go mobile card. The transaction limits are kept low, thus ensuring responsible gambling at all times.
GooglePay – One of the most popular options for UK players who own an Android device, this method combines all the advantages of an e-wallet without needing to set up a separate account or paying fees. Transactions are processed in real time, but the downside is that you can’t cash out using this method.
Try Out These Alternative Payment Methods
MasterCard Casinos
A Mastercard casino places trust, convenience, and security right in your hand, accepting one of the world's most recognised payment methods.
Best Mastercard Casinos
MuchBetter Casinos
MuchBetter is a leading eWallet provider that seeks to deliver seamless and mobile-friendly payments to players across the UK.
Best MuchBetter Casinos
Neteller Casinos
Neteller has been a highly popular payment method at UK online casinos for making deposits and withdrawals for several years.
Best Neteller CasinosDebit Card Casinos FAQs
Yes, 100%. Debit card casinos typically employ robust security measures like SSL encryption to protect your data. However, safety also depends on the individual casino’s reputation, so you also need to make sure that your chosen site is safe and secure. All our recommended casinos are licensed by the UKGC and have been cleared by our experts.
All the UK sites recommended in this guide accept a variety of the debit cards that are most popular in Britain, such as Visa and MasterCard, there are exceptions. While this is a very common payment method, we advise you to always check the casino’s payment methods section before registering at a new casino.
The minimum amount you can deposit at a debit card casino varies according to the operator. However, our top rated sites typically accept a minimum between £10 and £20.
The maximum deposit limits can range widely as these depend completely on your chosen casino that accepts debit cards. The bank limit usually is extremely high, while operators tend to put a deposit limit of anything between £2,000 all the way up to £10,000. Check our detailed reviews or the operator’s banking conditions for more information.
Our recommended casinos don’t charge fees for debit card deposits, but some others might so we always advise checking the individual terms and conditions. You card provider probably charges service fees if you’re withdrawing funds from a casino onto your debit card, but these are sometimes absorbed by the operator itself. Always check the terms thoroughly.
Yes, debit card deposits are usually instant, allowing you to play immediately after confirming the transaction.
Absolutely, most mobile casinos accept debit cards as a payment method, making it convenient to play on the go.