Credit cards are some of the most popular payment options for making online casino deposits and withdrawals. However, UK casinos do not accept this payment method due to strict regulations as stipulated by the UK Gambling Commission (UKGC).
Although you cannot use a casino credit card at UK sites, you can still find out about the benefits of credit card casinos, their disadvantages, as well as other payment methods that you can use instead of credit cards at online casinos.
Best Credit Card Casinos 2024
1
MagicRed Casino
(4.9/5)
100% up to £35 + 50 Bonus Spins
T&C's apply18+. New Players Only. Spins are given as follows: 50 Spins upon a first deposit of minimum £10. Spins may only be used in specific games. The game allowed: Book of Dead. Wagering Requirement: 35x. Spins expire after 24 hours. Promotion available for 72 hours. Maximum winnings from spins: £100. Terms and Conditions apply.
T&C's applyWelcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £10 | No max cash out | Wagering is 40x bonus | Maximum bet with an active bonus is £5
Eligibility is restricted for suspected abuse | Skrill & Neteller deposits excluded for welcome bonus | Cashback when offered, applies to deposits where no bonus is included | Cashback is cash with no restrictions |
T&C's applyWelcome bonus for new players only | Maximum bonus is 100% up to £100 | Min. deposit is £20 | No max cash out | Wagering is 35x bonus | Maximum bet with an active bonus is £5 |
Eligibility is restricted for suspected abuse | Cashback is cash with no restrictions | Skrill & Neteller deposits excluded | Cashback applies to deposits where no bonus is included | T&C's apply.
T&C's apply18+. New players only. Min Dep £20. Max Bonus Bet £5. Offer: 100% of 1st deposit up to £250 on Slots + 100 Yoo Spins on Starburst, Book of Dead, Fire Joker, Gonzo’s Quest, and Big Bass Bonanza, respectively (first 20 credited immediately upon first deposit; rest credited at 07:00 GMT at 20/day). Spins expire after 23:59GMT on day they’re credited. Winnings from each 20 spins capped at £50 & credited as bonus. Bonus funds expire after 30 days, are separate to Cash funds, & subject to 35x wagering of bonus + deposit amounts. Only bonus funds contribute to wagering requirements. Affordability checks apply.. Full Terms Apply.
T&C's applyNew players only, £10+ fund, free spins won via Mega Reel, 65x bonus wagering req, max bonus conversion to real funds equal to lifetime deposits (up to £250), T&Cs apply
T&C's applySahara Riches Cash Collect” at 10p per spin and 100% Deposit Bonus up to £25 on first deposit (payment method and play restrictions apply). Min. deposit £10. 30x wagering for Bonus Spins and Deposit Bonus (game weighting applies). Max. £5/spin or £0.50/line. 30 days expiry. Please gamble responsibly • BeGambleAware.org • T&Cs apply
T&C's apply18+ | New players only. Min Dep £20 Max Bonus Bet £5 Offer: 100% of 1st deposit up to £300 + 100 Zee Spins on Starburst (first 10 credited on 1st deposit; rest credited at 07:00GMT at 10/day) + 500 Zee Points. Spins expire after 23:59GMT on day they’re credited. Winnings from each 10 spins capped at £50 & credited as bonus. Bonus funds expire after 30 days, are separate to Cash funds, & subject to 35x wagering of bonus + deposit amounts. Affordability checks apply Full Terms Apply.
T&C's apply18+. New and Existing Players. Min Deposit £15. Max Bonus 60 Spins on Love Joker. Spins expire after 24 hours. No Wagering requirements. Promo code: LOVE60 . Valid until 29.02.2024. Maximum Winnings from spins: £100. BeGambleAware.org.
T&C's apply+18. First deposit only. Min deposit & spend £10. 30 spins on Big Bass Splash at 10p per spin. Spins credited upon spend of £10. Full T&Cs apply.
T&C's applyNew players only, £10+ fund, free spins won via Mega Reel, 65x bonus wagering req, max bonus conversion to real funds equal to lifetime deposits (up to £250), T&Cs apply
T&C's apply18+. New Players Only. Min. deposit £20. Max bonus allowed is £50. Offer duration upon receiving is valid for 2 weeks (14 days). Max Win from spins is £100. 35x wagering applies both for bonus and spins part. Spins are credited on specific games (Starburst). Spins expire after 24 hours if unused. Full T&Cs Apply.
T&C's applyTerms and Conditions Apply. New players only. 18+. Min.deposit: £20. Spins available for: Book of Dead. Wagering requirements apply: 35x. Offer valid for 24hr.
Further bonus conditions on the website.
T&C's applyNew players only, £10+ fund, free spins won via Mega Reel, 65x bonus wagering req, max bonus conversion to real funds equal to lifetime deposits (up to £250), T+Cs apply
T&C's applyThe Welcome Bonus is only available to newly registered players who make a minimum initial deposit of £ 10.
The Welcome Bonus offer is only available to those who have made their first deposit up to maximum of £ 200. Any amount over £ 200 will not form part of the player’s first deposit.
The welcome offer can be activated only once, when making your first deposit. Once you have made your initial deposit, you may choose to activate the Welcome Bonus within thirty (30) calendar days under the 'My Bonuses’ section of your account (found under 'My Profile').
In order to receive the maximum of £ 200 bonus, you will need to wager an amount equal to 35 times the value of your first initial deposit within 60 calendar days from the date on which the Welcome Bonus option has been activated under the 'My Bonuses' section of your account.
The 100% bonus up to £ 200 will be paid out in 10% increments to your Main Account balance.
Bonus balance is not playable.
Upon withdrawal, any remaining Welcome Bonus will be forfeit, if any.
You are permitted to place a single or multiple bet only up to a value of 50% of the bonus amount on any game OR an amount up to £ 20 – whichever is lowest. If you try to do so, a pop-up will appear to notify you. If you ignore this pop-up and attempt to wager more than £ 20 or more than 50% of your bonus amount in a single wager, your Bonus will be forfeited.
The Welcome Bonus is only valid in casino games (for example slots, roulette, live casino) on www.mrvegas.com. Wagering on progressive jackpot games does not count towards any wagering requirements (i.e. the amount needed to be wagered during the use period) for the purposes of the Welcome Bonus.
This Welcome Bonus can be activated and used in conjunction with other welcome offers such as 11 Welcome Spins. However, it cannot be used in conjunction with any other bonuses.
Playing at mrvegas.com is restricted to persons over the age of 18 and so are our offers.
We see gambling as adult entertainment. Play responsibly.
All numbers and amounts defining this offer take precedence over the numbers and amounts stated in the relative General Terms & Conditions and all (combinations of) entitlements to bonuses, Extra Spins, cash and other promotions for new customers stated in the General Terms & Conditions are valid only if specifically stated by this offer.
These Key Terms and Conditions form part of and are an extension of the General Terms and Conditions at mrvegas.com. If and where there is a conflict between these Terms & Conditions and the General Terms and Conditions which relate specifically to the Bonuses, Extra Spins, Freerolls and etc., these Key Terms & Conditions will prevail.
Mr Vegas is committed to keeping your personal data safe. For more information about how we process your personal data please view our Privacy Policy.
Full terms and conditions on the website apply.
T&C's applyNew depositing players only.
Min. deposit: £10.
Max. bonus: £80.
Offer valid on first deposit.
Offer only applies to new players.
Bonuses that require deposit, have to be wagered 35x.
Betiton.com Welcome Bonus – 100% bonus on your first deposit up to £80 Unless otherwise stated. This bonus only applies for deposits of £10 or higher! All you need to do is just deposit the money in your betiton.com account and you will receive this bonus instantly.
Further bonus conditions on the website.
T&C's apply Please play responsibly | www.begambleaware.org
1st deposit only | min deposit £10 | max bet with bonus £2 | max bonus £100 | X40 wagering | bonus spins valid for selected games only
| X40 wagering on bonus spins winnings | expires within 24 Hours | User Agreement & Bonus T&C apply.
T&C's apply18+. New Players Only. Min. deposit £20. UK players. Max. bonus 1st deposit 100% up to £50 and 2nd deposit 50% up to £100. Max wins from spins £100. 35x wagering applies, within 21 days. 20 spins on 1st deposit and 30 spins on 2nd deposit. Spins expire after 24 hours. Full T&Cs apply.
T&C's applyAutomatically credited upon deposit. Cancellation can be requested. First Deposit Only. Max. Bonus £25. Maximum amount of Free Spins is 25. Game: Book of Dead, Spin Value: £0.10. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min £0.10) of the free spin winnings and bonus amount or £5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonuses do not prevent withdrawing deposit balance. Bonus Policy applies.
T&C's applyNew depositing players only.
Min. deposit £10.
Max. bonus varies per deposit (see below).
Welcome package includes 3 deposit bonuses and spins as follows:
20 spins on Book of Dead & 100% match-up bonus upon first deposit (min £10).
Another 40 spins on Fire Joker are given upon deposit on the second day after the first deposit (min £20),
an additional 40 spins on 9 Masks of Fire are given upon deposit on the third day (min £20).
Winnings won with spins that require deposit, have to be wagered 35x.
Bonuses that require deposit, have to be wagered 35x.
This offer is available to players residing in United Kingdom only.
Further bonus conditions on the website.
T&C's applyNew customers only. First deposit only. Min deposit and stake on slots £10. Max 30 cash spins on Starburst. Spin value is £0.10 per spin. Spins valid for 7 days. Max payout £50.Full T&Cs Apply. 18+
T&C's applyNEW PLAYERS ONLY, £10 MIN FUND, £50 MAX BONUS, 65X BONUS WAGERING REQUIREMENTS, MAX BONUS CONVERSION TO REAL FUNDS EQUAL TO LIFETIME DEPOSITS (UP TO £250) FULL T&CS APPLY
T&C's applyTerms Apply.
Automatically credited upon deposit. Cancellation can be requested. First Deposit Only. Max. Bonus £50. Maximum amount of Free Spins is 50. Game: Book of Dead, Spin Value: £0.10. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min £0.10) of the free spin winnings and bonus amount or £5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonuses do not prevent withdrawing deposit balance. Bonus Policy applies.
T&C's applyBonus Policy and Terms of Service apply.
when you open new account, you have the option of not receiving the SpinShake.com welcome bonus, by clicking ‘later’ at the end of registration process. When you choose the option of receiving the SpinShake welcome bonus, you are subject to the bonus policy.
New depositing players only.
Min. deposit: £20.
Max. bonus: £50.
Offer valid on first deposit.
Offer only applies to new players.
In addition to deposit bonus, you are also eligible for 25 spins that will be issued upon your first deposit.
Winnings won with games that require deposit, have to be wagered 40x.
Bonuses that require deposit, have to be wagered 40x.
SpinShake Welcome Bonus – 100% bonus on your first deposit up to 50£ Unless otherwise stated. This bonus only applies for deposits of £20 or higher! All you need to do is just deposit the money in your SpinShake account and you will receive this bonus instantly!
For example:
Deposit 20£ get 20£ free, play with 40£.
Deposit 50£ get 50£ free, play with 100£.
T&C's applyTerms and Conditions apply. Offer valid upon 4 deposits. New players only. 18+. Min deposit £20. Welcome package split over 4 deposits, 35x wagering applies. Max bet limitations per spin apply: £4.
T&C's applyMin. deposit: €10. Game: Thor and the Trials of Asgard, Spin Value: €0.10. The Prize Twister awards a random prize of either cash or free spins. WR 60x free spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min €0.10) of the free spin winnings amount or €5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Bonus Policy applies.
T&C's applyNew Players only. 1st, 2nd and 3rd ever deposit: spin multiplier wheel and win a Matchup Bonus up to 10X your deposit amount (£2,000 max bonus), £10 min fund for all 3 offers, 65x Bonus wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250) full T&Cs apply
T&C's applyVegasLand Welcome Package includes 3 deposit bonuses as follows:
1st deposit: 50% Bonus up to £50 + 20 Spins on Starburst. Minimum deposit £10 or higher!.
2nd deposit: 50% Bonus up to £75 + 40 Spins on Book of Dead. Minimum deposit £20 or higher!.
3rd deposit: 50% Bonus up to £75 + 40 Spins on Legacy of Dead. Minimum deposit £20 or higher!.
Winnings won with spins that not require deposit, have to be wagered 50x.
Winnings won with spins that require deposit, have to be wagered 35x.
Bonuses that require deposit, have to be wagered 35x.
This offer is available to players residing in United Kingdom only.
All you need to do is just deposit the money in your VegasLand account and you will receive this bonus!
T&C's apply18+. NEW PLAYERS ONLY. WELCOME PACKAGE OVER 1 DEPOSIT. MIN DEPOSIT: £20. WAGERING REQUIREMENT: 40X. 30 SPINS ARE CREDITED ON: STARBURST. SPINS EXPIRE AFTER 24 HOURS. MAXIMUM WINNINGS FROM SPINS: £100. FULL TERMS AND CONDITIONS APPLY.
T&C's applyNew Players Only. £10 Min. Deposit. Bonus valid 7 days from receipt. Max conversion £100. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply
T&C's apply18+. New customers only. Must be residents of the UK/IE. Sign up using the promo code ‘casino75’ and make a minimum deposit of £25. You must wager a minimum £25 on slots in the promotional period and within 24 hours of sign up. The free spins are available once. 50 free spins will be credited upon qualifying. The following day 25 free spins will be credited. Free spins are only available on Bonanza and have a total value of £15. Other T&Cs apply.
T&C's applyAutomatically credited upon deposit. Cancellation can be requested. First Deposit Only. Min. deposit: £10, max. Bonus £50. WR of 30x Deposit Plus Bonus amount (Slots count 100% and any other game 10%) within 30 days. Max bet is 10% (min £0.10) of the Bonus amount or £5 (lowest amount applies).Bonus must be claimed before using deposited funds. Bonuses do not prevent withdrawing deposit balance. First Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonus Policy applies..
Further bonus conditions on the website.
T&C's apply18+. New Players only. Bonus spread over 1st 4 deposits. Spins applied in batches of 50 on the 2nd, 3rd, and 4th deposit. 1st: 100%. Min deposit £10. Max bonus £50. 2nd, 3rd and 4th min deposit £20. 35x wager on bonus and spins. Spins credited on Starburst and expire after 24h. T&X apply. BeGambleAware.
T&C's applyFirst Deposit Only. Min. deposit: £20. Game: Pilgrim of Dead, Spin Value: £0.1. WR 60x free spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min £0.10) of the free spin winnings amount or £5 (lowest amount applies). Spins must be used before using deposited funds. Bonuses do not prevent withdrawing deposit balance. First Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonus Policy applies. Bonus Policy applies.
The UKGC’s Ban on Accepting Credit Cards at Casinos
Since April 14th, 2020, credit cards can no longer be used for gambling transactions in the UK.
The credit card ban was implemented by the UK Gambling Commission (UKGC) as a measure to enhance player protection and reduce the risk of problem gambling. By prohibiting the use of credit cards, the UKGC aims to prevent players from gambling with borrowed money and potentially getting into financial difficulties.
The ban applies to all forms of gambling, including both online and offline platforms operating in the UK market. It covers credit cards issued by UK banks as well as international credit cards used by UK residents.
It's worth noting that the ban primarily affects credit cards and not debit cards. Debit cards can still be used for gambling transactions, allowing players to use funds directly from their bank accounts.
Types of UK Credit Card Casinos
In the past, you could use several different credit cards at online casinos, including:
Visa: As the largest payment processing solution globally, Visa used to be widely accepted at UK online casinos. In all other countries where Visa credit cards are accepted, you can get fast and secure transactions no matter the size of the deposit or withdrawal that you’re making.
MasterCard: MasterCard is a major competitor to Visa and is also widely available worldwide, although it is no longer a payment option for UK casino players. Playing at a MasterCard online casino credit card site enables you to benefit from quick, safe payments and high transaction limits.
American Express: Many credit card casino UK sites also used to permit players to use American Express, which are known for their premium status, high credit limits, top-notch security, and international support.
Benefits and Drawbacks of an Online Casino Credit Card
Using a credit card at an UK casino site for deposits and withdrawals can offer several benefits. Here are some advantages of using a credit card:
Convenience
Outside of the UK, credit cards are widely accepted at online casinos, making them a convenient payment method. You can easily make deposits and withdrawals without the need to set up additional accounts or transfer funds between different platforms.
Instant deposits
When using a credit card at an online casino outside the UK, deposits are usually processed instantly. This quick access to funds can enhance the overall gaming experience, since you can start playing your favourite games straight away.
Security
In countries where credit cards are accepted as a casino payment, most reputable credit card casino sites employ stringent security measures to protect their players' financial information. Credit card companies also have their own security systems in place to detect and prevent fraudulent activity. In case of any unauthorised charges, credit card users are generally protected by their card issuer's fraud liability policies.
Rewards and Bonuses
Some credit cards offer rewards programs where you can earn points or cashback on your purchases, which may include online casino transactions. By using your credit card for casino deposits, you may be able to accumulate rewards or take advantage of specific casino promotions, potentially enhancing your overall perks. However, this is not a given – if you are in a country where you can use credit cards at online casinos, make sure you check the terms and conditions of the payment service provider to make sure that it applies to you.
Flexibility
Credit cards provide more flexibility than debit cards in accessing your funds. You can opt to pay off your casino expenditures in full each month or opt for minimum payments over time, depending on your situation. This flexibility can help you better manage your budget and expenses.
Drawbacks of Credit Card Casinos
Addiction and overspending
Credit cards can make it easy to spend beyond your means. The availability of credit may lead to irresponsible gambling behaviour and potential addiction issues. Using borrowed money for gambling can lead to financial difficulties if not managed responsibly. This is, in fact, the reason why the UKGC enforced the ban on using credit cards at online casinos for UK clients.
Fees and interest charges
Some credit card companies may treat gambling transactions as cash advances, subjecting them to higher fees and interest rates compared to regular purchases. Additionally, if you carry a balance on your credit card, interest charges can accumulate, adding to the overall cost of your gambling activities.
Credit card debt
Using a credit card for gambling can lead to accumulating debt if the balance is not paid off in full each month. High-interest rates can make it challenging to pay off the debt quickly, potentially resulting in long-term financial consequences.
How to make a Deposit at a Credit Card Casino UK
Making a deposit at a credit card casino in the UK is not possible. However, if you’re currently based outside the UK, and want to make a deposit, you would usually need to follow these general steps:
Choose an online casino credit card Choose a reputable online casino that is licensed and regulated for a fair and safe gambling session.
Register at the casino Sign up for an account at your chosen credit card casino by providing your personal details, including name, email address, phone number and date of birth.
Make a deposit Head to the Cashier section of the casino and input the amount you wish to deposit, and your credit card details, including your card number, expiration date and CVV code.
Confirm your transaction Input the unique security code sent to your phone to verify your transaction.
What is the Difference Between Using Credit Cards and Debit Cards at an Online Casino?
Credit and debit cards are two common types of payment cards that offer different functionalities and features. When you use a credit card, money is being borrowed from the card issuer – typically a bank or financial institution – which pays for your transactions. You then have to repay the borrowed amount later, either in full or through monthly installments.
On the other hand, with a debit card, the funds used for transactions are directly deducted from your linked bank account. You are using your own money, and there is no borrowing involved. The card is linked to your existing funds, and the transaction amount is immediately deducted from your account.
Moreover, with a credit card, you have the flexibility to pay off the borrowed amount in full by the due date to avoid interest charges. If you choose to carry a balance, you will be charged interest on the outstanding amount. The interest rate can vary depending on the credit card terms and your repayment behaviour. As debit cards use your own funds, there is no need for repayment or interest charges. The transaction amount is deducted directly from your account, and you only spend what you have available.
One of the main reasons for a ban on credit card usage in the UK is that some players may have trouble managing their debit and potential interest charges. With a debit card, players can only gamble with the funds they have in their own account. They are unable to borrow funds. This is why the UKGC ruled that you can play casino games online using debit cards, but not credit cards.
Are Casinos that Accept Credit Cards Safe?
Credit cards are considered one of the most secure payment options for online gaming due to several factors. Firstly, the cardholder has exclusive access to the card's information, and when used for online transactions, the data is encrypted, preventing unauthorised parties from viewing it. Additionally, online payments often provide the option of two-factor authentication, which involves receiving a unique code via text message or email to further verify the transaction.
In the case of fraudulent activity, credit card holders are protected by the limited liability policies of major card networks such as MasterCard or Visa. If a card is lost or stolen, transactions can be declined, shielding the customer from negative consequences. Simple contact with the card issuer's support team is sufficient to halt any further transactions on the card.
The popularity of mobile apps has also made managing credit cards more convenient. Many credit card mobile apps now offer features such as biometric authentication, enabling users to sign in using their fingerprint or Face ID. This added layer of security adds to the overall safety of a casino that accepts credit card.
Alternative Payment Methods at an Online Casino Credit Card Deposit
As we have mentioned in this article before, it is not possible to make a deposit at a credit card casino with this payment method in the UK, so you will have to opt for an alternative casino banking method to play with real money funds. Here are the best alternatives for a UK credit card deposit casino.
Debit Card Casinos
Debit cards, such as Visa Debit or Mastercard Debit, are another popular payment method at casinos with credit card. They allow you to use funds directly from your bank account without incurring credit card debt.
E-wallet Casinos
E-wallets are digital wallets that allow you to store funds and make secure online transactions. Popular e-wallet options in the UK include PayPal, Skrill, and Neteller. These services act as intermediaries between your bank account or bank card and the casino, adding an additional layer of security and privacy.
Bank Transfer Casinos
Bank transfers involve directly transferring funds from your bank account to any casino accept credit card. Many UK casinos support bank transfers, either via traditional wire transfers or faster payment options like Trustly.
Prepaid Cards/Voucher Casinos
Prepaid cards or vouchers, such as Neosurf and Paysafecard, are a convenient option for those who prefer not to share their personal or financial details online. These prepaid options can be obtained by loading the cards with a specific amount or denomination onto them and then used for deposits at any online casino credit card.
Mobile Payment Apps Casinos
Some credit card casino sites in the UK accept payments through mobile payment apps like Apple Pay or Google Pay. These apps allow you to link your credit or debit card to your mobile device and make quick, secure transactions.
Will UK Online Casinos Ever Accept Credit Cards Again?
Based on the rules and regulations stipulated by the UK Gambling Commission, it is highly unlikely that online casinos will be allowed to accept credit cards in the near future. While it may be inconvenient for some players, this ban is in place to give players better control over their spending.
Thankfully, there are still many UK casinos that accept debit cards and other reliable payment methods, such as various e-wallet options and prepaid vouchers.
Check out some of the most common question about Credit Card Casinos below.
It has not been possible to use a credit card to deposit or withdraw money at a UK casino since 2020. You would need to opt for a different payment method to gamble online such as a debit card and an e-wallet option.
The UK Gambling Commission put a ban in place to protect players from potential financial harm. Players can still opt for other payment methods, such as a debit card, bank transfer and a prepaid voucher.
Other alternative payment methods that you can use at a credit card casino include debit cards, e-wallets Neteller, Trustly and PayPal, prepaid vouchers and mobile payment apps amongst others.
As long as you are signing up for an account at a licensed and regulated UK casino site, you are in safe hands.
No. You are unable to make a deposit at a UK casino with a credit card due to a ban issued by the UK Gambling Commission.
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